Last updated: September 25, 2026
These Terms of Service ("Terms") govern your use of floridaluxurylending.com (the "Site"), operated by Loanmind, LLC ("Florida Luxury Lending," "FLL," "we," "us," or "our"). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
Florida Luxury Lending is an independent informational and advertising platform. We are not a mortgage lender, broker, or loan originator. We do not take loan applications, quote rates, underwrite loans, or provide individualized financial, mortgage, tax, or legal advice.
Content on this Site — including descriptions of loan programs such as jumbo, bridge, DSCR, bank statement, non-QM, asset-depletion, second home, cash-out refinance, construction-to-permanent, and foreign national financing — is general educational information only. It may not reflect current rates, guidelines, or eligibility requirements, which vary by lender and change frequently. Always confirm current terms directly with a licensed mortgage professional.
Nothing on this Site constitutes an offer to lend, a commitment to lend, or personalized financial, investment, tax, or legal advice. You should consult a licensed mortgage professional, financial advisor, attorney, or tax professional regarding your specific circumstances before making financial decisions.
Some pages on this Site feature paid sponsors — loan officers, mortgage companies, and real estate professionals. Sponsors are independent, separate businesses. They are solely responsible for the accuracy of their own content, claims, licensing, and compliance, and for the products and services they offer. Sponsors are not agents, partners, employees, or representatives of Florida Luxury Lending or Loanmind, LLC, and their inclusion on this Site is not an endorsement, recommendation, or guarantee of their services by us.
Any transaction, application, or agreement you enter into with a sponsor is solely between you and that sponsor. We are not a party to it and bear no responsibility for its outcome.
The Site may link to third-party websites, including sponsor websites, that we do not own or control. We are not responsible for the content, accuracy, privacy practices, or availability of any third-party site. Links do not imply endorsement.
Unless otherwise noted, all content on the Site — including text, graphics, logos, and design — is owned by or licensed to Loanmind, LLC and is protected by applicable intellectual property laws. Sponsor logos, headshots, and bio content are owned by the respective sponsors and used with their permission. You may not copy, reproduce, distribute, or create derivative works from Site content without our prior written permission, except for personal, non-commercial reference.
- You will not use the Site for any unlawful purpose or in violation of these Terms
- You will not attempt to interfere with the security or proper functioning of the Site
- You will not scrape, harvest, or systematically extract content from the Site without our written permission
- You will not misrepresent your identity or affiliation when contacting us or any sponsor through the Site
The Site and its content are provided "as is" and "as available," without warranties of any kind, express or implied, including but not limited to accuracy, completeness, timeliness, or fitness for a particular purpose. We do not guarantee that the Site will be uninterrupted, secure, or error-free.
To the fullest extent permitted by law, Florida Luxury Lending and Loanmind, LLC, along with their owners, employees, and affiliates, will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue, arising from your use of the Site, reliance on its content, or any dealings with a sponsor or third party referenced on the Site — even if we have been advised of the possibility of such damages.
You agree to indemnify and hold harmless Florida Luxury Lending and Loanmind, LLC from any claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of the Site, your violation of these Terms, or your dealings with any sponsor or third party referenced on the Site.
We may update these Terms from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.
These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles, unless otherwise required by applicable law. Any disputes arising under these Terms will be subject to the exclusive jurisdiction of the state and federal courts located in Florida.
Questions about these Terms can be sent to [email protected].